Travelers checks have become less common with the rise of digital payments and credit cards, but they can still be found and provide a secure way to carry money while traveling. Here's how to obtain travelers checks:
1. Visit a Financial Institution: The most traditional way to get travelers checks is through banks or credit unions. Many institutions still offer this service to their customers. You can visit a local branch or contact them to inquire about availability, as not all banks stock them.
2. Major Issuers: The two primary providers of travelers checks historically have been American Express and Thomas Cook. While travelers checks may not be as widely available, you can check with these companies, as they may still offer them through certain outlets or online ordering.
3. Order Online: Some financial institutions and providers allow you to order travelers checks online and deliver them to your home or a nearby branch for pickup. Make sure to have your identification and any necessary information ready to complete the transaction.
4. Check with Foreign Exchange Services: Companies like Travelex or other currency exchange services often provide travelers checks and may have them available at various locations, especially near airports or tourist areas.
5. Consider the Alternatives: If you find it difficult to obtain travelers checks, consider other secure payment methods. Credit cards, debit cards, or prepaid travel cards can serve similar purposes, often with enhanced convenience and security features. These options also provide easier access to funds and avoid the hassle of needing to cash checks.
6. Understand Their Use: If you decide to get travelers checks, familiarize yourself with how to use them. They're typically used like cash but must be signed upon receipt and again when spent. Make sure to keep a record of the serial numbers and contact information for the issuer in case of loss or theft.
While travelers checks can still be a useful financial tool, plan ahead to ensure they meet your needs and travel style. Whether you ultimately go with travelers checks or opt for digital solutions, having a secure way to manage your money while traveling is essential.